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The greatest financial risk to you and your family is death, a sudden serious illness or long term disability which may affect your ability to work.


All of these events are life changing - how would your family cope?

Acts of nature, fire, damage or just plain bad luck can sometimes mean that you may lose valuable assets. 


While we can't replace the sentimental value, it is important that you are able to financially cover the cost of replacing any losses.

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